Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage Overpayment Calculator
Overpaying even modestly can take years off a mortgage. See roughly how much, before checking what your deal allows.
£200,000
4.50%
25 years
£200
Estimated time saved
6y 1m
Estimated interest saved
£36,280
An estimate assuming the same rate for the whole remaining term. Most fixed-rate deals cap penalty-free overpayments at a percentage of the balance each year — check yours before setting one up, as exceeding it can trigger an early repayment charge.
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No charge for the conversation and no obligation. Mortgage advice carries a fee, which your adviser agrees with you before you proceed.