Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage Affordability Calculator
A quick estimate of what you might borrow. Lenders differ enormously, so treat this as a starting point rather than an answer.
£40,000
£0
£30,000
Estimated maximum borrowing
£180,000
Which suggests a property up to
£210,000
Roughly 86% loan-to-value
This is a rough estimate based on a 4.5× income multiple, not an offer or a decision. Lenders assess affordability on your actual commitments and can lend more or less than this.
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