Family private medical insurance covers your whole household under one plan — you, your partner and your children. If any family member needs specialist care, you get faster access to diagnosis and treatment without long waiting times. We'll match you with a specialist adviser who finds the right family plan.
What family PMI covers
- Fast specialist consultations for every covered family member
- Diagnostic tests and imaging
- In-patient, day-patient and (on many plans) out-patient treatment
- Surgical procedures
- Children's health and specialist paediatric care
- Cancer cover (on most comprehensive plans)
Why a family plan?
Insuring the whole household under one policy is often more efficient and simpler to manage than separate individual plans. You have a single renewal date, one insurer to deal with, and the peace of mind that the entire family is covered. Children can often be added at a reduced cost.
Tailoring your family cover
Your adviser will help you choose the right hospital list, excess level and optional extras for your family's needs and budget. Cover can be adjusted as your family changes — for example, removing children from the plan when they reach adulthood or adding a new partner.
What you might need to hand
- Names and dates of birth for all family members to be covered
- Details of any existing health cover
- Any relevant health history for family members
- Your preferred hospitals or area of treatment