Life insurance pays out a lump sum (or income) to the people who depend on you if you pass away. It's for anyone with a partner, children, a business or debts — not just homeowners. We'll match you with a specialist adviser who finds the right cover for your circumstances.
Who is life insurance for?
Life insurance is for anyone who has people depending on them financially — parents, partners where one earns more, homeowners, and business owners with commitments. If someone would struggle financially without your income, it should be a priority.
Types of life insurance your adviser can arrange
- Term life insurance — covers you for a set period (e.g. 25 years); pays a lump sum if you die during the term.
- Whole of life insurance — covers you for life, with a guaranteed payout whenever you pass away.
- Joint life insurance — covers two people under one policy, often used by couples.
- Family income benefit — pays a regular monthly income to your family instead of a lump sum.
What you might need to hand
- Details of your income and dependants
- Any outstanding debts (including a mortgage)
- Details of any existing cover
- Information about your health