Why protection matters
Most people insure their car, their phone, and their home — but not the income that pays for all of it. If illness, injury, or death stopped you earning, could your family keep up with the mortgage, bills, and everyday costs?
The right protection plan means your family wouldn't have to worry about money during an already difficult time.
Types of protection your adviser can help with
- Life Insurance — pays a lump sum to your family if you pass away during the policy term
- Income Protection — replaces a portion of your income if illness or injury stops you working
- Critical Illness Cover — pays a lump sum on diagnosis of a specified serious condition
- Family Protection — tailored cover to protect your family's financial future
Get a free protection review
No fee for protection advice. Tell us what you need and a qualified adviser will call you back.
Who should consider protection?
Homeowners — If you have financial commitments such as a mortgage, life insurance is essential. Income protection and critical illness cover can protect your ability to keep up with payments.
Parents — If your family depends on your income, protection ensures they can maintain their standard of living.
Self-employed — Without employer sick pay or death-in-service benefits, personal protection is even more important.
Couples — Joint policies or individual cover can protect both partners and any shared financial commitments.
How it works
1. Tell us about your situation — Complete a short form or request a callback.
2. Speak to an adviser — A qualified protection adviser will review your circumstances and needs.
3. Get the right cover — Your adviser searches the market and arranges the most suitable protection for you.
Important: There is no fee for protection advice. Your adviser is remunerated by the product provider. The exact terms of cover, exclusions and limitations will be explained before you commit to any policy.