Lewis Maxwell
Founder & Editor, Get An Adviser
Lewis Maxwell is the founder of Get An Adviser. He started the service to make it easier for people across Stockport and the wider UK to reach a specialist protection adviser without the usual sales pressure.
Get An Adviser is an introducer: it does not give regulated advice itself. Instead, every enquiry is passed to a directly FCA-authorised firm, whose advisers contact the client to discuss their needs and make any recommendation.
Lewis personally reviews each guide on this site before it goes live, checking it against current rules and the way protection products actually work, so the information you read here is accurate and genuinely useful.
Guides reviewed by Lewis
- How Much Can I Borrow for a Mortgage?
Income multiples are only the starting point. How lenders actually assess affordability — commitments, stress tests, and why two lenders offer very different amounts on identical figures.
- The Mortgage Deposit Guide
How much you need, why the loan-to-value tiers matter more than the total, gifted deposits, and where deposit money is allowed to come from.
- The Self-Employed Mortgage Guide
Sole trader, director or contractor — lenders read each one differently. What counts as income, what paperwork you need, and how to plan ahead.
- The Home Buying Process, Step by Step
From agreement in principle to completion: what happens at each stage, who does what, how long it takes, and where purchases usually stall.
- Income Protection for Barristers
Self-employed barristers have no sick pay. How income protection replaces your earnings if illness or injury stops you working — cover levels, deferred periods and own-occupation cover.
- Life Insurance & Protection — What You Need to Know
The three pillars of protection — life insurance, income protection and critical illness — explained, with who needs what and how much it costs.
- Writing Life Insurance in Trust — How & Why
Putting a policy in trust keeps the payout out of your estate, speeds up payment and avoids probate. How trusts work and when to use one.
- Inheritance Tax Explained
How UK inheritance tax works: the nil-rate bands, the 40% rate, spousal exemption, gifting rules, and how protection can cover the bill.
- Inheritance Tax & Gifting
How lifetime gifts cut your inheritance tax — the seven-year rule, taper relief and exemptions — and how a broker uses gift inter vivos cover and trusts to protect your gifts.
- Pensions & Inheritance Tax: The April 2027 Changes
From 6 April 2027 most unused pension funds fall within inheritance tax. What's changing, who pays, what's excluded, and how to plan ahead.
- Business Protection & Trusts
How trusts make business cover work: relevant life in trust, shareholder and partnership protection with cross-option agreements, and the tax benefits.