Life Insurance Needs Calculator
Estimate how much life cover your family would need if something happened to you. A simple starting point before speaking to an adviser.
£200,000
£0£1m
£40,000
£10k£200k
10 years
1 yr25 yrs
2
06
£0
£0£1m
Debt cover£200,000
Income replacement (10 years)£400,000
Dependant allowance (2 × £20,000)£40,000
Existing cover−£0
Estimated cover needed£640,000
This is a simplified estimate. Your actual needs may differ based on your full financial circumstances, existing policies, employer benefits, and personal preferences. Speak to a protection adviser for a personalised assessment.
Ready to take the next step?
Request a callback from a qualified adviser. No obligation, no credit impact, and no charge for the conversation.
No charge for the conversation and no obligation. Mortgage advice carries a fee, which your adviser agrees with you before you proceed.