Life Insurance Needs Calculator

    Estimate how much life cover your family would need if something happened to you. A simple starting point before speaking to an adviser.

    £200,000
    £0£1m
    £40,000
    £10k£200k
    10 years
    1 yr25 yrs
    2
    06
    £0
    £0£1m
    Debt cover£200,000
    Income replacement (10 years)£400,000
    Dependant allowance (2 × £20,000)£40,000
    Existing cover£0
    Estimated cover needed£640,000

    This is a simplified estimate. Your actual needs may differ based on your full financial circumstances, existing policies, employer benefits, and personal preferences. Speak to a protection adviser for a personalised assessment.

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    Get An Adviser is an introduction service. We do not provide personal financial advice — we connect you with qualified, regulated advisers who can assess your circumstances and advise where appropriate. All content on this site is for general information only and does not constitute financial advice. Please speak to a qualified adviser before making decisions about insurance or protection. Privacy Policy · Terms of Use